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# What can I use as Proof of Income or Financial Means?

# What can I use as a Proof of Income?

It depends on your employment/income status.

The idea is to prove to the bank that you have stable income or assets, do not hesitate to send as many documents as possible, this will prevent the bank from coming back to you to ask for other documents

Documents **must always present** the following characteristics:

* Your **FULL NAME** (given names + middle names [if applicable] + last names), matching documents provided (e.g. Passport);
* **All four corners** of the document must be **visible**;
* Text must be **clear**, **visible** and **legible**;
* No **shadows** and/or **light reflections**;
* Sensitive data, such as **salary**, **account balances**, **must NOT be blacked out**;
* Be presented in the **Roman alphabet**, in one of the following languages: **English, Spanish or Portuguese.**
||| ⚠️ If the document is not in one of these languages, you will need to either request an official version of the document in that language or provide the document with a certified translation in order for it to be accepted by the bank.

# Required Documents Based on Employment Status

See the list of required documents based on your employment status:

## If you are Employed

* **Pay stubs**/**slips**
* **Company letter**/**employment contract** with the following information:

* Company name
* Your occupation/role
* Salary details
* Hiring date
* Date of issue
* Company stamp/seal with signature

## If you are Self-Employed

* **Proof of registration** as Freelancer or Company
* At least 1 invoice or receipt issued (less than 3 months old)
* Most recent **tax return**
* Letter from Business Partner/Client/Accountant indicating your ownership, containing:

* Written on official letterhead
* Your company/organisation name
* Role or services you provide
* Date of issue
* Business Partner/Client's company name with stamp/seal and signature
* Salary details or Percentage of shares (if owner).

For joint bank account applications of business partners, a client's letter must be provided.

## If you are an Investor or Property Owner

* **Latest income tax statement** (Account number can be blacked out, except for the last 4 digits).

* **Bank statement** (issued within the last 3 months)

* **Signed rental(s) agreement(s)** + proof of security deposit, or
* Financial statements with investments (issued within the last 6 months)

## If you are Retired

* Most recent **tax return**
* **Pension statement**, or
* **Bank statement** (issued within the last 3 months), or
* **Government retirement verification letter**


## If you are a Student

* **Bank statement** (issued within the last 3 months)
* Valid **Student student identity card**, or
* Proof of **enrollment** (issued within the last 3 months).

## If you are Unemployed

* Most recent **tax return**
* **Bank statement** (issued within the last 3 months)
* Unemployment verification letter issued by the employment office/government.


## If you are a House Spouse or Live off Assets

* Most recent **tax return**
* **Bank statement** (issued within the last 3 months)